🏠 Do I need Home Contents Insurance?
It’s a question many tenants ask — and the answer is simple:
👉 It’s not mandatory, but it’s strongly recommended.
Home contents insurance helps protect your personal belongings like furniture, clothes, electronics, and valuables from risks such as fire, flooding, theft, or accidental damage.
While TORC insures the structure of your home, tenants are responsible for their own belongings. This means that in the event of damage or loss, you may need to cover the cost yourself if you’re not insured.
💡 A small monthly cost can give you peace of mind and financial protection when you need it most.
📖 Check your tenancy agreement and the Tenant Handbook for more details on your responsibilities.
#TORC #TenantTips #HomeInsurance #KnowYourRights